Why book insurance
We do not require students to provide proof of travel or health insurance coverage before they book, however it is highly recommended that students purchase an insurance protection plan. Travel insurance is designed to cover losses arising from sudden and unforeseeable circumstances. Health care in the United States is very expensive, and health insurance is for your benefit and protection.
Visitors to the U.S. cannot purchase health insurance that is available for U.S. citizens and permanent residents, and most domestic insurance policies purchased overseas are not effective inside the U.S.
Therefore, it is highly recommended to purchase an insurance protection plan that covers emergency expenses such as medical evacuation and treatment for sickness or injuries while in the U.S. Students should travel to the US with a proof of insurance document.
Consequences of failing to maintain adequate insurance coverage:
Students choosing to travel without an adequate health and travel insurance coverage may have to face extremely high costs in case of travel issues (missing/cancelling a flight for example) or medical emergencies (accidents, hospital treatments, repatriation etc…) as health care in the United States is very expensive.
OUR RECOMMENDED INSURANCE PROVIDER – INTERNATIONAL STUDENT INSURANCE
We recommend International Student Insurance, a specialized insurance agency selling health and travel insurance to students from around the world. Online since 2001, they are a trusted industry leader providing insurance to students studying outside their home country.
ISI is an ideal insurance provider for EO students as it is designed specifically for students studying abroad. Their Atlas plan provides a range of high quality travel insurance benefits that are designed to offer coverage in the event of an unexpected accident or injury when you are abroad.
OUR RECOMMENDED COVERAGE – THE ATLAS TRAVEL PLAN
The Atlas Travel Medical Plan is designed to provide coverage for new illnesses or injuries. This will include benefits for doctor visits, hospitalizations, prescriptions, emergency evacuation, and repatriation. You can find more information on benefits and exclusions by clicking here.
The plan is available to anyone who is traveling outside of their home country. This includes international students, study abroad students, ESL students, foreign scholars, dependents living internationally, travelers, chaperones, international business groups, etc. The covered trip must not exceed 364 days.
Please make sure you purchase your insurance BEFORE you travel and not after you have already arrived in the U.S. Remember -your insurance will NOT cover any accident or injury that has happened before you contracted your insurance.
For more details on application process and services covered, please visit ISI’s website by clicking here